To remain eligible, you must continue to receive at least $500 every 31 days. You are eligible for SpotMe if you have a Chime bank account and have received $500 in direct deposits in the last 31 days. SpotMe is an overdraft service that charges no fees. The most accessible place to start looking for cash advance apps that work with Chime is SpotMe’s advance program. If you use both services and want your MoneyLion advance deposited into your Chime account, go to “Transfers,” click “Add Account,” select Chime, and enter your account information. MoneyLion has its debit card, and most customers will use it to get their cash advances.

You can get up to $1000 if you sign up for other MoneyLion products. The maximum cash advance is $250 and is determined by the size of your direct deposit. Instacash, a cash advance program, is included in the package. MoneyLion, like Varo, is a mobile banking platform. If you want to use Chime, go to Accounts in your Varo app, select Link an Account, search for Chime, and log in. Most account holders who receive a Varo cash advance will deposit the funds into their Varo account and withdraw them using their Varo debit card. You will have between 15 and 30 days to repay the money. You must also have received a minimum of $1000 in direct deposits in the previous 31 days. If your account is active and at least 30 days old, Varo will give you a cash advance of up to $100. You’ll receive a debit card with access to an ATM network and a variety of other products, such as high-yield savings accounts with interest rates as high as 3%. Varo is a full-featured online financial platform with many of the same features as Chime. To link Empower to your Chime account, go to the App Store, search for Chime, select it, and fill in your account information. Empower is an $8-per-month service with an unrestricted cash advance of up to $250.

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